$64 per day
PRIVATE BETA · BUILT FOR REAL PAYDAYS
Know what is safe to spend before your next payday.
Haven looks ahead at bills, savings, credit-card obligations, and shared expenses—then shows what is actually available for the days in between.
Invite-only during beta. Applying does not create an account or connect a bank.
hCash OutlookSample data
THROUGH NEXT PAYDAY
On trackYour money, already spoken for.
Friday, September 4 · 10 days away
Checking + savings
Bills · savings · floor
Rent$1,000
Credit-card payment$425
Savings$500
Cash floor$250
“My balance looks fine—but what is already committed?”
“Which bills come out before I get paid again?”
“Did that reimbursement actually cover my share?”
A PLAN, NOT JUST A RECORD
Most money apps explain yesterday. Haven helps with what happens next.
A positive checking balance can still include rent, a credit-card payment, or money you meant to save. Haven connects those obligations before showing what is flexible.
Payday-first clarity
See the bills and reserves between today and the next paycheck—not just a monthly category total.
Shared expenses that add up
Separate what you paid from what someone reimburses so shared costs do not distort the plan.
Credit cards without double counting
Recognize the difference between new card spending and paying down spending already recorded.
Automatic, but reviewable
Bring in bank activity through Plaid while keeping matching, categories, and decisions in your control.
HOW HAVEN WORKS
From scattered balances to one clear decision.
Build the basics
Add income, payday, accounts, bills, and the savings you want protected.
Review what is coming
Haven reserves obligations before payday and explains every amount it protects.
Spend with context
Use Safe to Spend as a guide, then keep the plan current as real bank activity arrives.
PRIVATE BY DESIGN
Your beta application is not a bank connection.
Applying only sends the information in the form below to Haven for owner review. It does not create an account, request bank credentials, or grant financial-data access. Invited members create separate private accounts with email verification and multifactor authentication.
HELP SHAPE HAVEN
Apply for private-beta access.
We are starting with a small group of people who regularly plan around paydays, upcoming bills, credit cards, or shared expenses.
- Personally reviewed applications
- Owner-issued, one-time invitations
- Guided first setup
- Direct input into what Haven improves next